Money & Mind

Retirement transitioning and the guiding principles to make the right money decisions.
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Money & Mind
Money & Mind
Thriving in Turbulent Times with Terri Flint
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Money & Mind
A Bear of a Transition
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Money & Mind
Why Resolutions Don’t Work
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Money & Mind
Financial Fears Getting in the Way of Your Happiness?
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Raising A Money Monster
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The Getaway Guru with Larry Gelwix
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Planning for Functional Decline with Dr. John Lassere
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Financial Wellness Starts Within

Your financial health isn’t just about dollars—it’s about mindset too. This page brings together resources that support both your money management skills and your mental clarity.
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Money

Learn simple ways to budget, save, and invest with confidence. We focus on clear, practical steps to help you feel more in control of your finances—no jargon, just results.
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Mind

Your mindset matters. Explore how emotions, habits, and mental clarity influence your financial choices. Build awareness and resilience to make better decisions every day.
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Money

Social Security

You have many choices with Social Security. Capita Financial Network wealth advisors are ready to build your top 3 filing strategies, your break-even ages, and your Social Security taxation. Let us know how we can help you on your path to retirement.
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Health Care

Too many retirees with well-funded retirement plans convince themselves that they must wait until both spouses are 65 to retire for healthcare reasons. Capita believes that if you can understand the basic healthcare landscape, you will realize it shouldn’t hold you back from transitioning into retirement. Don’t wait too long to enjoy the best and healthiest years of your retirement.
Money

Pension

You have a pension, congratulations! Only 4% of employers offer a pension. Pensions are an endangered species compared to the 1980’s when 60% of private sector workers had pensions.
Money

Withdrawals

The diversity of methods for retiree withdrawals is as vast as there are retirees. Unfortunately, the most common retiree withdrawal plan is simply not having one.
Money

Investments

The greatest portfolio impact comes from investing…period. Choosing to invest-or in a retiree’s case, to remain invested-is the most important investment decision you will make. This article will help you feel more confident in your portfolio and less intimidated as you talk to investment professionals.

The only way to build confidence is to understand basic investment vocabulary. We’ll first review terminology. Second, we’ll discuss two important investment concepts. Lastly, we’ll cover Capita’s investment philosophy.
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Tax

This is a retiree’s guide to taxes. You have more control over your taxable income in retirement than you did while working. You can minimize your retirement taxes by understanding these concepts and strategies. In many cases, you will need your financial advisor and accountant to guide you.
Money

Estate

Estate planning maybe one of the least favorite subjects for most retirees. We’re all trying to avoid death, discussing it makes it feel too real.

However, estate planning can be fulfilling if centered on your values. Also, there are many aspects of estate planning that focus on life experiences rather than death.
Mind

Retirement Transitions

Setting a retirement date begins a significant change in our life and the psychosocial process surrounding that change commences. William Bridges calls this adjustment period to change, transitions. Understanding the stages of transitions helps us normalize our experience and improves our ability to move successfully into the future.
Mind

Purpose

Science shows that having a life purpose not only increases the quality of life, but it can also increase the length of your life. People without a strong life purpose were more than twice as likely to die compared to those with a clear direction.
Mind

Learning

The best part of retirement is having free time and one of the best uses of free time is to learn. The choices of what to learn and how to learn have never been more plentiful. As William Shakespeare said in his play The Merry Wives of Windsor, “Why then the worlds’ mine oyster, which I with sword will open. ”Any pearl of wisdom you desire or can imagine is available to you today.
Mind

Self-Care

There is so much fun in retirement: playing with grandchildren, traveling, practicing hobbies, serving others, learning, and gardening to name a few. To do these activities, however, you need physical and emotional fuel, and the source of that fuel is self-care.
Mind

Community

Social connections give support and pleasure, but did you know they also influence your health and longevity? Many studies have shown that satisfying relationships reduce health problems and extend our life, giving both quality and quantity to our later years.
Mind

Emotional Resilience

There is so much fun in retirement: playing with grandchildren, traveling, practicing hobbies, serving others, learning, and gardening to name a few. To do these activities, however, you need physical and emotional fuel, and the source of that fuel is self-care.
Mind

Communication & Boundaries

Money, and what we do with it, is closely connected to our identity, values, goals, and priorities. It’s why communicating about our money with those who are affected in any way by our financial actions is crucial. The benefit of this communication is shared understanding, reduced conflict, and peace-of-mind.

Essential Conversations for Retirees

There are financial topics that are essential for retirees to consider and communicate. While some topics can be uncomfortable, having these discussions now can prevent even more painful situations in the future
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© 2025 Capita Financial Network. All rights reserved.

All information provided through Education is for educational purposes only and does not constitute investment, legal or tax advice, an offer to buy or sell any security or insurance product; or an endorsement of any third party or such third party’s views. Whenever there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals or points of view outside Capita Financial Network. All examples are hypothetical and for illustrative purposes only. Please contact us for more complete information based on your personal circumstances and to obtain personal individual investment advice.
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Capita Financial Network does not offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Videos presented on this website are for educational purposes only and do not constitute investment advice or an offer to buy or sell any security or insurance product.
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© 2025  All advisory services offered through Capita Financial Network, a SEC registered investment advisor. Registration with the SEC does not imply certain training or skill. Results are not guaranteed.